Make for India

Today, internet in India, unfortunately, isn’t designed for India. Most importantly, it doesn’t speak a language that India understands. It is for most part in English – hence reaching a meagre 12-15% of the country. Consumer internet businesses are now realizing this folly, and are joining the localization bandwagon. However, they’re faced with a number … Continue reading “Make for India”

In God We Trust –Everyone Else Pays Cash

We have all seen ‘In god we trust, everyone else to pay cash’ signs at many mom n pop shops and small merchants. We also know that India trusts Bank Notes issued by Govt/RBI and also the Banks with their money. Demonetization is a good move and could bring some of the intended results. However, … Continue reading “In God We Trust –Everyone Else Pays Cash”

Demonetization of high value currency notes in India is a big boost for Digital India

It is time for a customized strategy to address Tier 3,4,5 geographies to capture 80-100 million new users in India. Demonetization of high value currency notes in India will provide a big boost for Digital India. Reduction in cash transactions will help multiply digital and plastic transactions such as cheques, credit card and mobile wallets. … Continue reading “Demonetization of high value currency notes in India is a big boost for Digital India”

Relearning Hindi

Most of us study Hindi at school, the क ख ग ,  संज्ञा, विशेषण, विलोम  and मुहावरे , which are mugged up just before an exam and forgotten the second we hand in our answer sheets. When we came to designing the MOX Keypad, not only did we have to revisit all the forgotten lessons, … Continue reading “Relearning Hindi”

The Mystery of the Internet

Last Sunday, an aged relative who lives in a remote area in Delhi called out of the blue. While I was pleasantly surprised to hear his voice, he called with a request that was both amusing and appalling. He said that he had asked his granddaughter to pay his electricity bill for the month ‘on … Continue reading “The Mystery of the Internet”

Financing The New Age Infrastructure

Last weekend, during my morning walk, a smart gentleman, in fact an entrepreneur, was talking to me about the role of Banks and FIs in creating infrastructure in India. I said that VCs and angel investors are performing the same role today. They’re in fact doing a better job by participating in the risk unlike … Continue reading “Financing The New Age Infrastructure”